Short description:

Enhancement of accounts receivable management system that uses the ABIT standard software (see Managing canceled accounts I) to include additional functions. These functions are: an expansion of sales processing, the introduction of workflow management, automatic judicial dunning process, DTA interface to the credit rating agency, a forecasting system (requirement from Basel II) and improved performance.


The software system uses various different technologies. The user view is a browser-based solution whose data is largely stored on a decentralized Oracle database. The increasing number of functions and the existing performance problems when it comes to determining data from the central systems (host) have led to the introduction of what is known as a load utility. The nightly host batch processing run collects the majority of the application-relevant information for the load utility from the numerous mainframe systems and sends it via FRP to the accounts receivable management system. The data is integrated into the Oracle DB via import/export interfaces from ABIT Recht.NET and data is made available to the host systems (key word: sales processing). This requires comprehensive alterations to the OPC planning (scheduling) and the integration and partial replacement of the old job stream. All the host modules are written in COBOL.

Technical description:

Canceling credit accounts of various types (current account, installment credit, mortgage loan) and the resulting measures for reducing the risk to the bank require a suitable tool for supporting accounts receivable management. The ABIT browser-based standard software only provides the basic functions needed here (see also project ID 253). Designing a taught process and a rapid flow of information is a core component of this. The standard software has to be supplied with data from various systems. This involves information about borrowers, their accounts, their credit rating and securities, as well as information about the financial advisor and losses. Furthermore, data has to be extracted from the standard software to be used for risk controlling or risk assessment. This data has to be checked to establish whether losses will affect the bank's balance sheet and the data has to be forwarded to third parties as per legal requirements.